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Gift options that match your goals |
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Gift Type |
Your Goal |
How to make the gift |
The benefits |
Gifts with current benefits |
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Gift of cash |
Make a quick and easy gift |
Simply write a check or make a credit card donation online |
Immediate income tax deduction, subject to some limitations |
Gift of securities |
Avoid long-term capital gains tax |
Contribute appreciated stock or other securities prior to their sale |
Immediate income tax deduction and elimination of capital gains tax |
Gift of personal property |
Give the enjoyment of a collection or other personal items |
Donate tangible personal property for SJSU’s use |
Immediate income tax deduction available subject to certain valuation requirements |
Gift of real estate |
Avoid capital gains tax on sale of home or other real estate |
Donate the real estate prior to its sale or make partial gift, called a bargain sale |
Immediate income tax deduction, elimination of some or all capital gains tax |
Gift of life insurance |
Make a large gift with little cost to you |
Name the Alumni Association as the owner beneficiary of a new or current policy |
The gift of ownership yields an immediate income tax deduction. The gift of beneficiary designation removes asset from your estate |
Gifts with future benefits |
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Bequest |
Defer a gift until after your lifetime |
Name the Alumni Association in your will (designate a specific amount, a percentage or a share of the residue) |
Gift qualifies for federal and state tax deductions |
Revocable living trust |
Make a gift now that give benefits later |
Name the Alumni Asscoiation as the beneficiary of assets in your living trust similar to that of a will |
You maintain control of the trust during your lifetime. Tax benefits are the same as for a will and your estate passes free of probate |
Gift of retirement plan assets |
Simple method to avoid income tax, inheritance tax and federal estate tax |
Name the Alumni Association as the beneficiary (partial or complete) of IRAs or other retirement plans |
Avoids triple tax which may be due at your death and provides charitable deductions to your estate |
Gifts with combined benefits |
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Retained life estate in real estate |
Give personal residence or farm now but continue to live there for life |
Change title to the real estate with provision that you live there for life |
Current income tax deduction for remainder value; lifetime use; removal from your estate |
Charitable remainder trust |
Create a secure stream income for life with ultimate gift to the Alumni Association |
Create a trust which provides you with income annually, either at a fixed of changing amount |
Immediate income tax deduction, assets are removed from your estate |
Charitable lead trust |
Reduce gift and estate taxes on transfers to heirs while providing income to the Alumni Association |
Create a trust which provides income to the Alumni Association for a term of years with the remainder to heirs |
May reduce your taxable estate while transferring rapidly appreciating assets to your heirs |


